Finance – Economy – Money – Crisis

March 17, 2012

Money – money?????!?

Money Question by iplayguitar9574: money?????!?
i need to make money and im in the 6th grade so no online surveys or anything that has to do with the internet! thanks!

Best answer:

Answer by Tim W
GO AROUND AND OFFER YOUR SERVICES FOR CLEANING UP YARDS BEFORE THE SPRING GETS HERE LIKE RAKING AND CLEANING UP LEAVES AND DIRT

Give your answer to this question below!

Money

March 17, 2012

Economy – How do you call a type of economy where people hide their real income?

Economy Question by serina: How do you call a type of economy where people hide their real income?
Do you call it a “shady” economy or grey economy? I know that it is also called black or underground economy, but please tell me if one of the first two terms are used too and which one exactly, if any. Thank you in advance.

Best answer:

Answer by thapie123
a grey market economy refers to products traded that are generally not sanctioned or authorized by the manufacturer they may not be illegal but are not the normal trade and are often cheaper because of the way they are marketed.

What do you think? Answer below!

Economy

February 28, 2012

Take Into Consideration Car Financing If You Don’t Have The Funds To Purchase An Automoble. – Car finance

Car finance

Car finance
Take Into Consideration Car Financing If You Don’t Have The Funds To Purchase An Automoble.

Article by Mel Thompson









Whenever you haven’t got the cash up-front to acquire a new car, car finance is an effective option. There is certainly many excellent finance companies that can help you get a fantastic rate to help you have cost-effective weekly payments.

When you buy your first vehicle, you need to go about the process carefully. There’s much to decide. Should you pay for the vehicle in cash or will you look for financing? Between a new and a used car, what’s economically better? How much are you willing to spend on your new car? You have to look for answers for these particular questions and more. A pre-owned automobile is generally a great bargain, but with regards to the promise of functionality, there’s no such thing. Considering the worry about potentially skipped regular maintenance, a used car isn’t guaranteed to be a preferable deal, even if it’s. When you’re in the market for a new vehicle, it’s vital to remember your financial limits. Don’t overlook the fact that aside from the actual purchase, you also have to take into account the expense of keeping the car good shape. The costs of insurance and fuel, combined with upkeep charges do add up. Regardless if there’s maintenance on a used vehicle, or there’s a manufacture’s warranty on a brand-new model, fuel cost is still a consideration. For an SUV, you need to consider the cost.

One important thing that will effect your type of vehicle will be whether you’re going to purchase the vehicle with your own cash, or look for financing for the car. In Utopia, the pay-off could be made in one moment, and that would get it paid off and own it all the way. Because you’ll find dealer prices on new vehicles beyond twenty-five thousand dollars, that’s not generally an option. A lot of folks don’t have that amount of cash ready, so financing is a good idea. It’s easy to find car finance Gold Coast lenders loan people funds for such a purchase. There are specifics to be taken into account, but it won’t be too hard to understand. Are there different funding alternatives?

Banks and credit unions are definitively not the only institutions that offer vehicle loans. You can shop for a car loan at your regional automobile dealership. Your credit details can vary depending on your model and year of vehicle, how long you choose to make payments, and how big an amount of money you’re hoping to get. You can decrease your interest charge if you enjoy a solid credit rating, and can afford to make a large down payment. Sometimes it’s possible to have a wealthy family member or long-time acquaintence give you the money for your vehicle. A relative may offer you a loan without any interest fees. But the trouble with this kind of financing is that often after some times of paying scheduled repayments, you get comfortable and end up missing the payments. Car finance Australia companies are a viable option, as having a company deal with your transaction is a better move in financial deals.

Have you considered a home equity loan to finance your car? That can be an option if you don’t feel comfortable with car finance Gold Coast firms, but you are ok to utilize your home’s equity as loan guarantee. Those types of credit are particularly applealing due to their decreased interest rates. But do consider that such a credit puts your residence at risk. Risking your house isn’t really that appealing to the majority of property owners, regardless of the low interest rates. Car finance Australia often gives much better deals, with lower risks. It’s not hard at all to apply for car financing, since nowadays credit unions or banks and other online financial lenders have really simplified the process, which means they give you all the data you need. You’ll find that a loan calculator can help explain all amounts that are included with your loan. If any detail about a charge is not listed, try to seek out the info to avoid any trouble down the road. Have a sit-down with your loan expert, and check if you can possibly bargain on any fees. Obviously, lower fees are your goal.

Car finance Australia is diverse, and in regard to that, you really ought to take time to shop around to see the financing options you will have and the deals that you get. Comparing lenders by getting free quotes is a smart way to get detailed insight. Make sure there’s flexibility included in your payment terms. You’ll have to repay the car finance Gold Coast lender more money, the longer carry a balance.

Affording a brand new car is definitively possible with car credit, as the current market shows. Loan companies don’t really look kindly upon used models, so in the event you are getting a car from a private owner, you probably have little chance of finding a loan. A private seller could sell at a great price, but then you have to pay for the car in cash. Lender financing is better tailored to new vehicles, and is good for your second or third automobile, because most people opt for readily affordable first car.



About the Author

So to find exceptional interest rates for car finance to purchase your brand-new vehicle, perform some research, choose the right vehicle for you and check out a reliable car loan company.










February 28, 2012

Money creation – Most important Federal reserve bank question ever. does anyone know the answer…?

Money creation

Money creation Question by Mat: Most important Federal reserve bank question ever. does anyone know the answer…?
Since the creation of the U.S federal reserve bank in 1913, how much interest/money was collected from taxpayers to the private banks that loaned the money to the U.S government. That is for every time the government print dollars, its loaned from the private banks that control the fed, their is an interest on that loan in which the U.S government collects from the tax payers an income tax that covers the interest since 1913. my question is who owns these private banks, how much money they made since 1913 (i was told around 500 trillion is this correct)? and any info maybe my info is wrong!

Best answer:

Answer by NGC6205
You have some misconceptions about money and banking and how the government borrows money.

First, the government doesn’t borrow money from banks. The government borrows money by selling Treasury securities. These are T-Bills, T-Notes, and T-Bonds. These securities are sold at auction and anyone can buy them, even you.

The Federal Reserve does purchase various Treasury securities, but it does not buy them at auction. It buys them on the open market. The government will not redeem a security until it reaches its maturity date. If a person needs their money before the maturity date, they can sell the security on the open market. This is where the federal reserve gets the securities it holds.

Second, the Federal Reserve system is not exactly private. It is a government created entity, but its structure is what confuses people. The system is controlled by the Board of Governors. Each member of the board is appointed by the President and confirmed by the Senate. They are appointed for 14 year terms and cannot be dismissed except for extreme causes. Board members are not allowed to be officers, directors, or employees of any bank.

There are 12 district banks, and 25 branches in the system. National banks (private corporations) are required by law to become members of the system. State banks may become members if they meet certain criteria. These banks become members by subscribing to the shares in one of the federal reserve district banks. This is where people think the banks are privately owned. However, the number of shares a particular bank may hold is set by law. The member bank may hold no more or no less than the amount required. The shares cannot be sold, traded or given away. Also, private individuals, corporations, or foreign entities may not hold federal reserve stock. Only the national banks and some state banks may hold federal reserve stock. The shares do not confer any rights of ownership. If a district bank was dissolved, the member banks would be reimbursed what they paid for the stock, all other assets would become the responsibility of the U.S. Government.

There are instances where the Federal Reserve is LEGALLY considered to be private, but this is generally only for determining the proper party in a civil case. For example, let’s assume a person is in a car accident with a truck owned by one of the Federal Reserve district banks. That person decides to sue the U.S. Government under the Federal Tort Claims Act which covers how the government is sued and how the case is to be handled. However, since the Federal Reserve act includes a tort claims provision, that provision prevails, so the U.S. Government is not a proper party to the civil action. So, in the above mentioned instance, the court in the first case would decide that the Federal Reserve is treated as a private institution in regards to the Federal Tort Claims Act. In most other instances, the Federal Reserve is properly held to be a government entity.

Finally, in accordance to law, the Federal Reserve returns excess earnings to the U.S. Treasury. For example, in 2007, the Federal Reserve earned $ 40.3 billion in interest on the U.S. Government securities that it holds. It returned to the U.S. Treasury $ 34.6 billion. This can be seen on the independently audited financial statements of the Federal Reserve.

http://www.federalreserve.gov/boarddocs/rptcongress/annual07/sec6/c3.htm

I bet someone told you the Federal Reserve had never been audited too.

Give your answer to this question below!

Money creation

Confessions Of An Economic Hitman
Video Rating: 4 / 5

February 28, 2012

United States Economy – Will the United States economy go back to normal?

United States Economy

United States Economy Question by adam: Will the United States economy go back to normal?
Within 4 years, will the United States economy return healthy and back to the way it was?
(Of course this is just your assumption, or opinion, but I want to know what you have to say).

Best answer:

Answer by Antash s
Very doughtful

Give your answer to this question below!

United States Economy

Declaration of War on the United States Government. We don’t want to destroy government. We want to fix it. TRANSCRIPT ______ To the Citizens of the United States and the United States Government. We are Anonymous. In the past few months, our collective has been organizing the operation known as Operation Blackout. Part of the operation’s purpose was to alert the people of the coming bill that was to be called the Stop Online Piracy Act. This Act would give Congress the power to censor any internet website they wish without consent from the Citizens of the United States. This act would’ve also had the power to jail any person who infringed on its new copyright law for an equivalence of five years. This copyright law would’ve had the power to destroy social networking sites such as Facebook and YouTube. Video gameplay and free movies would cease to exist. However, Operation Blackout was a success. As a collective, we’ve managed to spread the word and alert the masses. Internet giants such as Google, Wikipedia, and Reddit became hand-in-hand with us as we all managed to make an impact on the decisions of our, “free government”. But as we’ve seen with Megaupload, the government may not need a bill to be passed to get their way. Other operations we’ve conducted over this time period have awaken the people to the nightmare that is the United States Government. Sections 1031 and 1032 of the National Defense Authorization Act have been ratified. Yet we face new threats. The
Video Rating: 4 / 5

December 30, 2011

Finance definition – Bonds 101 [Debt Financing] HELP. EASY 10 POINTS GUARANTEED!?

Finance definition Question by : Bonds 101 [Debt Financing] HELP. EASY 10 POINTS GUARANTEED!?
have a test soon and need your help guys. have a couple of questions you guys don’t mind answering for me. answer all questions (as thorough as possible) to get 10 points.

1) How does a bond work exactly…I mean, the bond is an IOU..which is the principal (par value) + the cost (contract rate) of using the money… so as the bondholder, do I pay fixed, installment payments..but here is where I get lost…at the point of maturity, or full repayment, conceptually speaking how much does the bondholder get back? …does it depend on the market value (rate) of the bond? …like what’s the general equation for maturity of a bond…= par value x contract rate x annual period? is that all ….wouldn’t that be constant..basically, there’s no return or gain…? im lost.

2) second easy question. bonds can be issued at par (given contract rate = market rate), at discount (contract rate < market rate), or at premium (contract rate > market rate)…I understand the meaning of these words…but what does it mean in real terms…what does this translate into/mean both as an issuer and bondholder ….

will i (as an issuer) have a higher interest expense if the bond is issued at a discount? …and the bondholder gets a higher return?…or vis versa…

3) third and lastly, what in the world is “amortization”? … tried looking up the etymological definition…for the life of me, i still cannot make sense of it.

PLEASE HELP ME, I WILL GREATLY REWARD YOU WITH 10 POINTS !!!!!!!! :) …ONLY FAIR, RIGHT?

Best answer:

Answer by anile
dear do u hav a grewal text buk?
beta help urself..
evn i hav a test cmng up…
on monday..
go accounts..
donno wata do..:(

Give your answer to this question below!

Finance definition

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December 30, 2011

Financial Crisis – What is the reason for the current financial crisis in the US of A?

Financial Crisis

Financial Crisis Question by same: What is the reason for the current financial crisis in the US of A?
i want a report about the financial crisis in the usa

Best answer:

Answer by oliver_a2002
Credit market has become jambed with bad debts. Need Payday Loans?

Give your answer to this question below!

Financial Crisis

default Financial Crisis   What is the reason for the current financial crisis in the US of A?

This power point presentation is about causes of financial crisis. With a link to my book with the solution for the crisis on amazon. The financial and economic crisis worldwide explained. And solution for the world economic crisis.
Video Rating: 0 / 5

December 29, 2011

Money – Q&A: —-Money—-?

Money

Money Question by Robert P: —-Money—-?
Do anyone have a money I can rent for friday?

Best answer:

Answer by absolut_sicilian
You’d better rent a brain first…it’s called “lending”, not renting when referring to money.

Give your answer to this question below!

Money

December 29, 2011

Car finance – Is it illegal to send a letter to a Car Dealer Finance Manager asking for referrals?

Car finance

Car finance Question by Insurance Guru: Is it illegal to send a letter to a Car Dealer Finance Manager asking for referrals?
Im thinking of sending Finance Managers in my Area a letter introducing myself as their local Insurance Agent, and asking for referrals. Is this Illegal? I’m licensed and operating in Illinois.

Best answer:

Answer by capwest5a
Nothing illegal about that at all – just don’t hold your breath waiting for a reply.

What do you think? Answer below!

Car finance

December 29, 2011

Money Crisis – in this financial crisis why doesn’t the u.s. mint print more money?

Money Crisis

Money Crisis Question by knightrider702: in this financial crisis why doesn’t the u.s. mint print more money?
this is a serious question, no stupid responses

Best answer:

Answer by princess zaria
u have 2 have gold 2 back up the money

Know better? Leave your own answer in the comments!

Money Crisis